DBS Compass VISA Card offer Terms and conditions:

1. “DBS COMPASS VISA PARKnSHOP Promotion" ("Promotion") is only applicable to the holders of principal and supplementary card of DBS COMPASS VISA (“Applicable Credit Cards”) (“Cardholders”) issued by DBS Bank (Hong Kong) Limited (the “Bank”).

2. The Promotion runs from 2 January to 28 February 2026 (on every Friday, Saturday and Sunday), both dates inclusive (“Promotion Period”).

3. During the Promotion period, Cardholders who conduct a single net spending of HK$300 with Applicable Credit Card at PARKnSHOP, FUSION, TASTE, TASTE x FRESH (ambient checkout only), INTERNATIONAL, FOOD PARC and GREAT FOOD HALL (“Merchant”) Hong Kong stores shall be entitled to HK$30 PARKnSHOP store eCoupon.

4. During the Promotion period, Cardholders who conduct a single net spending of HK$600 with Applicable Credit Card at PNS eShop (PNS.hk)* or PNS eShop App accounts shall be entitled to HK$50 PARKnSHOP eShop eCoupon.

5. PARKnSHOP store eCoupon and PARKnSHOP eShop eCoupon are named collectively as the Offer (“Offer”)

6. Offer is only applicable to Cardholders with a MoneyBack membership. Cardholders must scan their MoneyBack App or login PNS eShop (PNS.hk)* or PNS eShop App (“PNS eShop”) before payment to receive the Offer during the Promotion Period.

7. The eCoupon earned from Merchant in-store purchases are only valid for in-store use, while those eCoupon earned from PNS eShop purchases are solely applicable to eShop use. The eCoupon is valid until 31 March 2026 and can only be used for next purchase. Only one eCoupon is accepted per each transaction. The use of the eCoupon is subject to the relevant terms and conditions. Please refer to the terms and conditions of the eCoupon within the MoneyBack App account for details. The Merchant store eCoupon will be awarded to Cardholder’s MoneyBack account directly in 10 working days after the transaction is made. The PNS eShop eCoupon will be awarded to Cardholder’s Moneyback accounts directly within 10 working days after delivery of order.

8. Each Cardholder can enjoy the Offer at most twice a month during the Promotion Period, with a maximum of four times during the whole Promotion Period. Offer will be served in first come first served basis. Quota full message will be shown in Merchant stores and /or on the Promotion webpage if the quota of the Offer is full.

9. During checkout at the Merchant stores, Cardholders are required to notify the staff of the Merchant of their intent to use the Offer prior to payment completion. No retroactive applications or reissuances of the Offer will be permitted once the transaction is finalized. Offer cannot be used in self-checkout counter.

10. For the avoidance of doubt, the following types of transactions shall not be eligible to the Offer : ▪ Any transactions that are subject to cancellation, charge-back, return of goods and/or refund, DBS Credit Cards (2026Q1) Page 2 of 3 ▪ Any autopay, transactions relating to installment, unposted transactions, bill payment transactions made through DBS iBanking, JET Payment Service, 24-hour Customer Services Hotline, transactions made via “Pay & Transfer” function in DBS Card+ mobile application or any other means as specified by the Bank from time to time; ▪ All payment via eWallet (except for Apple Pay, Google Pay and Samsung Pay), all reloads of e-Wallet and Octopus Automatic Add-Value Service; ▪ Payment settled through Pay & Transfer function in DBS Card+ mobile application with Applicable Credit Card payment, and transaction made via “DBS iBanking” or “DBS digibank HK App”; or ▪ Purchase of gift coupons, e-vouchers, stage 1 infant milk powder, tobacco, phone card/ prepaid phone card/ gift card, food coupon, PARKnSHOP Food Card, consignment counter transaction, all bill payments and reloading services, any redemption promotion and eStamp redemption, bulk/ case purchase with single transaction over $50,000 or 50 cases, plastic shopping bag charges, delivery service charge and 3 Shop products and services; or ▪ Any other categories of transactions as the Bank may specify from time to time.

11. Unless specified, Offer cannot be used in conjunction with other promotional offers or discounts, coupons or membership offers.

12. The Offer is only applicable to Cardholders whose Applicable Credit Card accounts are valid, not in default and in good standing (as determined by the Bank at its sole discretion) during the Promotion Period and when the Offer is issued. If the status of a Cardholder’s Applicable Credit Card account is not in good standing, the Bank reserves the right to disqualify the Cardholder from participating in the Promotion and/or enjoying the Offer. 13. The Offer entitled by Cardholders shall be determined by the Bank at its sole discretion based on the Bank’s record. If there is any discrepancy between the record held by Cardholders and that held by the Bank, the Bank’s record shall be conclusive and binding on the Cardholders.

14. Cardholders must retain the original transaction slips of any transactions. In case of any disputes, the Bank reserves the right to require Cardholders to submit the relevant original transaction slips, other documents or evidence for verification. The submitted transaction slips, documents and/or evidence will not be returned. If there is any discrepancy between the Bank’s record and Cardholder’s record of any transaction, the Bank’s record shall prevail.

15. The Bank is not the supplier of the products/services and the description, photos or reference price (if any) in relation to the products/services, which are not provided by the Bank and intended to be for reference only. Any enquiry, claim or complaint in relation to the quality or availability of the products/services or the accuracy of any of the aforementioned information contained on this marketing material shall be directed to the participating supplies. The Bank shall assume no liability in respect thereof.

16. Participation in the Promotion is subject to there being no abuse or non-compliance by the Cardholder, failing which the Bank will debit the values of the Offer from the Cardholder’s account without notice and/or take such action to recover any outstanding amounts.

17. The Bank and the Merchant may change these terms and conditions and/or modify or terminate the Promotion. The Bank and the Merchant’s decision are final.

18. The English version shall prevail if there is any inconsistency between the English and Chinese versions.

19. Promotion information will remain accessible up to one week after the end of the Promotion.

“$50 PNS eshop comeback Coupon” Terms and conditions:

1. During the promotion period, eligible MoneyBack members shop at PNS eshop with promo code can get one HK$50 PNS eshop comeback Coupon. Upon completion of delivery, the eCoupon will be awarded to your “wallet” of PNS eshop account & MoneyBack account within 10 days .The eCoupon can be used once only. Expired or unused eCoupon will not be re-issued.

2. The offer is only available to MoneyBack user.

3. eCoupon valid till 31 March 2026

4. The Offers are applicable to PNS eshop in Hong Kong upon net purchase of HK$51.

5. The offer is not applicable to the Click and collect service, Home delivery express and supplier direct service.

6.The offer will be awarded based on net purchase of each transaction after discount. Transactions cannot be accumulated for the promotion.

7. The offer is not transferable and cannot be used in conjunction with other discounts and promotional offers.

8. This offer is not applicable to orders made via phone or fax.

9. This offer is eligible to PNS eShop and Home Delivery orders only. This offer is not applicable to purchase of eVoucher, plastic shopping bag charge, hampers, stage 1 infant milk formula, hairy crabs, supplier direct delivery items, flash sales and pre-order items, physical store pick up items, spirits, bird’s nest, essence of chicken, abalone, items from Watsons eMall and Fortress.

10. One promotion code can be used in each transaction only and cannot be used with other eCoupon. Each delivery address and account is entitled to the offer only once during the promotion period.

11. If there is any inconsistency or conflict between the English and the Chinese version of the terms and conditions, the English version shall prevail.

12. In the event of any disputes, the decision of PARKnSHOP (HK) Limited shall be final and conclusive